How to start a seniors' care business in Ontario

Table of contents

Introduction
Getting started
Regulations
Taxation
Financing
Other resources

Introduction

Seniors are one of the fastest growing population groups in Canada and the demand for senior care services is rising.

Examples of services that may be provided to seniors are:

  • Meal preparation
  • Assisted daily living (such as ambulatory care or bathing)
  • Laundry
  • Entertainment

The most common types of personal care facilities for seniors include:

  • Retirement homes
    Privately-owned accommodations for seniors who are able to manage and pay for their own care. Retirement home clients generally need minimal support with daily living activities.
     
  • Supportive housing
    Designed for people who need minimal to moderate care - for example housekeeping or personal care - to live independently.
     
  • Long-term care homes
    Designed for people who require the availability of 24-hour nursing care and supervision in a secure setting.

Getting started

Getting started

When you start a business there are several things to consider before you can sell your product or service. Most businesses in Ontario need to complete a minimum of three basic steps:

  • Find out what licences and regulations apply to your type of business
  • Choose a business structure and register or incorporate your business
  • Determine if you will need to collect and remit HST

Our Starting a business guide will give you more information on these steps and other basic requirements for starting a business in Ontario.

Publicly funded home care services

To become a publicly funded home health care service provider you need to:

  • Register with the Ontario Tenders Portal
  • Apply for prequalification through Ontario Health atHome

If you are approved for prequalification you can bid on procurements for home health care services and sign up to be notified about future opportunities.

You must prequalify annually.

For more details on prequalification, refer to the Ontario Health website.

Regulations

Regulations

Your business may need licences and permits from federal, provincial and municipal governments.

In addition to the information in this guide, you can use BizPaL to find licences, permits and regulations that may affect your business.


Licences, permits and regulations that apply to starting a senior care facility include:

Retirement home licensing

In Ontario, you must have a licence from the Retirement Homes Regulatory Authority (RHRA) to operate a retirement home.

Retirement homes are locations where residents pay for accommodation and care services. 

The location could be a building, group of buildings or part of a building (with one or more rental units) where:

  • Most residents are over the age of 65
  • There are at least six residents who are not related to you
  • You (the operator) provide at least two care services (directly or indirectly) to residents

You are providing “care services” if you:

  • Administer a drug
  • Provide a meal
  • Assist with feeding, bathing, dressing, personal hygiene or walking
  • Provide continence care, a dementia care program or a wound care program
  • Provide any service that a physician, surgeon, nurse or pharmacist would provide in the practice of their profession

For licensing and more information contact the RHRA: 
1-855-275-7472 (ASK-RHRA)
Applying for a Licence

Long-term care home licensing

You need to meet specific requirements and have a licence to operate a long-term care home (sometimes referred to as a 'nursing home') in Ontario. Some of the requirements that you need to meet are:

  • Providing 24-hour supervision and nursing care
  • Providing basic accommodations, such as furniture, meals, laundry and medical devices
  • Preparing a care plan for each resident
  • Reviewing the care plan at least once every three months and making changes when needed

Your long-term care home will be inspected at least once per year to make sure you are meeting all of the requirements and standards. 

You can find licensing information on the following page: Apply to build new or redevelop existing long-term care beds.  

For more information, visit the Ministry of Long-Term Care website or email them at 
LTCdevelopment@ontario.ca.

Landlord and tenant rights

Ensure that you are aware of your rights and responsibilities as a landlord, including rent increase guidelines. Refer to the Ontario Ministry of Municipal Affairs and Housing website or contact them directly for details.

416-585-7041
Renting in Ontario: Your rights

Personal information protection

You must follow the rules for collecting, using and disclosing any personal information you collect from your clients. Refer to the Office of the Privacy Commissioner of Canada website or contact them directly for more information.

1-800-282-1376
Office of the Privacy Commissioner of Canada - For businesses

Health information protection

In Ontario, health information gathered from your residents and clients must be protected. Make sure that you follow the rules of collection, use and disclosure of heath information. Consult the Information and Privacy Commissioner of Ontario website or contact them directly.

1-800-387-0073 (within Ontario)
Guidance published by the Office of the Information and Privacy Commissioner

Working at other locations

If you plan to offer services in a space that is not controlled by your business, such as a medical facility or a client’s home, you are responsible for meeting legal and regulatory requirements for your services. Some services require certification, licensing and inspections or need to meet certain set standards including:

  • Prepared food services
  • Nursing support
  • In-home and telehealth medical consultations
  • Medical testing
  • Social and mental health counselling
  • Handling personal and health data

Legal questions

Legal questions

You can contact Pro Bono Ontario’s free legal advice hotline to enquire about getting help with your everyday civil legal needs (no family law, immigration or criminal law). The service is generally aimed at those who cannot afford a lawyer.

Note that service is not guaranteed and you will be asked questions as part of the qualifying process, such as the amount of personal income earned by your household, your name, postal code and age range.

Contact Pro Bono Ontario’s Free Legal Advice Hotline:
1-855-255-7256

Read online:
Pro Bono Ontario - Free Legal Advice Hotline

You can also contact the Law Society of Ontario's Law Society Referral Service if you have legal questions of a business nature. The service may be able to assist you in finding a lawyer or paralegal, based on your needs.

Use online:
Law Society Referral Service

Taxation

Taxation

Depending on your location and the type of products or services being offered, federal, provincial and/or municipal business taxes may apply.

Read online:
Taxation guide

If you sell goods and services in Ontario, you may need a business number to collect and remit the Harmonized Sales Tax (HST). Most businesses that make less than $30,000 in any 12-month period are not required to charge HST; however, you can register voluntarily and claim input tax credits.

Contact the Canada Revenue Agency (CRA) for more information:
1-800-959-5525
Canada Revenue Agency

Financing

Financing

There are many different ways to finance your business or organization. Explore common sources of financing:

Financing a business guide

Browse the most common financing programs that are available to Ontario business owners in our Financing a business guide.

Business Benefits Finder

Business Benefits Finder

Business Benefits Finder

Get a tailored list of government programs and services for your business in less than 2 minutes.

Other resources